The past year has been challenging for Ireland’s hospitality sector.
The past year has been challenging for Ireland’s hospitality sector. As the industry prepares for a comeback, reviewing your current insurance cover is more important than ever. Protecting your business now ensures a secure future.
Hospitality insurance applies to hotels, guesthouses, B&Bs, pubs, restaurants, takeaways, and entertainment venues. Due to high footfall, having the right cover is crucial to safeguard your guests, customers, staff, and business.
Hospitality insurance includes various types of cover designed for hospitality businesses in Ireland, such as:
Covers damage caused by fire, flood, storm, theft, and other perils. Protection extends to structures, fixtures, fittings, contents, and stock.
Ensures income protection in case of revenue loss, helping with bills and maintaining a good reputation with clients and suppliers.
Covers claims arising from employee injuries or accidents at work.
Protects against financial losses if negligence, actions, or property conditions result in third-party injury or damage.
Provides cover if supplied goods or food cause damage, injury, or death.
Ensures compliance with Irish health and safety regulations by covering inspection costs for statutory items such as lifting and pressurized equipment.
Covers legal costs for defending or pursuing civil actions related to employment disputes or audits.
Protects against financial losses from cyber-attacks and data breaches.
While not legally required, comprehensive hospitality insurance is highly recommended for businesses such as:
Businesses in these sectors face risks daily. Potential hazards include slips, trips, falls, regulatory non-compliance, and cyber threats. Despite best efforts, accidents can happen, making insurance vital for business continuity.
Most hospitality businesses require public liability, employers liability, and property damage insurance at a minimum. At Clear Insurance Ireland, our experts assess your risk and tailor cover to match your needs. With over 150 years of combined broking experience, we deliver customised insurance solutions.
Contact our experienced team today for a hospitality insurance quote tailored to your business needs.
Contact us today to learn how we can help safeguard your business in 2025 and beyond.
Clear Insurance Ireland. Protect your business, your reputation, and your future.
