Essential Equine Insurance Policies
The equine industry is thriving in Ireland, but with growth comes risk. Whether you’re a horse trainer, breeder, or stable owner, having the right insurance is vital. Here, we’ll outline the key or what some might say are essential equine insurance policies every equine business should consider in 2025 to safeguard their operations.
1. Public Liability Insurance
Accidents involving horses can happen unexpectedly, leading to costly legal claims. Public liability insurance protects your business against third-party injuries or property damage caused by horses under your care. Without this cover, compensation claims could severely impact your finances.
2. Employers’ Liability Insurance
If you employ staff, this policy is a legal requirement. It covers injuries or illnesses employees may sustain while working. From stable hands to riding instructors, anyone working with horses faces risks. Protecting your team is not only a legal obligation but also good business practice.
3. Care, Custody, and Control Insurance
This policy is vital for professionals who manage or transport horses they do not own. If a horse under your care is injured or becomes ill, this insurance covers associated costs. For breeders, trainers, and transporters, it provides invaluable peace of mind.
4. Property and Equipment Insurance
Stables, arenas, and specialised equipment represent significant investments. Damage caused by fire, storms, or theft can disrupt operations. With property and equipment insurance, repairs or replacements can be handled quickly, minimising downtime.
5. Bloodstock Insurance
Horses are often the most valuable asset in the equine industry. Bloodstock insurance covers the financial loss from illness, injury, or death. This policy is particularly crucial for breeders, as it also covers foals and breeding stallions.
6. Horsebox Insurance
Transporting horses is a routine part of equine businesses. Horsebox insurance ensures your vehicle is protected against accidents or breakdowns. This coverage is essential for safely transporting horses to events, sales, or veterinary appointments.
Why Choose Clear Insurance Ireland?
At Clear Insurance Ireland, we understand the unique risks faced by Ireland’s equine industry. Our tailored policies provide comprehensive cover designed for your needs.
- Expertise in Equine Insurance: Benefit from our deep knowledge of the equine sector.
- Customised Solutions: Every policy is tailored to your specific business requirements.
- Community-Focused: We proudly serve Ireland’s equine professionals with a commitment to excellence.
Protect Your Equine Business in 2025
Don’t leave your livelihood vulnerable to risks. Contact Clear Insurance Ireland today to explore insurance options for your equine business. Our team is ready to help you secure the right cover for a successful future.
For more tips or to review your insurance needs, contact Clear Insurance Ireland today. Protect what matters most this winter.
