• July 18, 2016

Car hire excess insurance

It is that time of the year again when we all look to head off on our holidays, some of us when traveling abroad choose to hire a car but are we all aware of the terms and conditions of the contract we sign for our hire car?

Car Hire

Did you know that all car hire companies apply an excess of between €900 and €2,500, which you are liable to pay if the vehicle is damaged?

If damage occurs, the hire company can deduct this amount directly from your credit card.

Because you’ve signed the terms and conditions, they are legally permitted to do this without needing your further consent.

When collecting your hire vehicle, it’s important to inspect it thoroughly and note any existing damage.

The hire company decides the amount to be charged — and many people only become aware of this after the deduction has been made.

The solution? Purchase a single-trip or annual Car Hire Excess Policy, available through our website at Clear Insurance Ireland.

 

Car Hire Excess Policy Cover Summary

  • Damage & theft excess on hire cars – up to €4,000

  • Cover Available

    • Single Hire (up to 180 continuous days)

    • Annual – includes in country cover (up to 62 continuous days)

  • Age Limit        21 – 84 years

  • Maximum cover limit

    • €4,000 any one claim

    • €5,000 any one year on annual policy

  • Car rental only

  • Family Cover available (immediate family)

  • No excess – full claim paid

  • Policy also covers

    • Fire, Theft & Vandalism

    • Tyres, Keys and windows

    • Undercarriage

 

  • Optional Cover – Supplemental Liability Insurance if travelling to North America

 

With cover costing €2.99 per day in Europe and €3.99 per day in North America it might save you from a very costly bill.

Buy today via the Clear Ireland Insurance Website