Builders insurance

We worked with builders for years and has developed a tailored builders insurance policy based on what our clients need.

Why is builders’ insurance important?

Depending on the tools you use, the employees you hire and where you do work, a builder’s trade comes with specific risks. We insure hundreds of builders every year, and we know what goes into a tailor-made insurance policy.

Whether it’s a public liability case or equipment theft, Clear Insurance Ireland has got you covered.

Our policies provide protection from big claims for third party injury or property damage including allegations made against you
public liability limits of cover for builders beginning at €2,600,000 worth of cover up to the industry standard levels of €6,500,000

What does builders insurance cover?

Policies are designed to cover property damage or injuries to the public as a result of your activities. Many builders’ insurance policies include employers’ liability cover – providing cover for employees, full time or part time of the business – cover can be extended to include your own personal accident insurance and protection for your tools and equipment.

Let's put you in touch with a specialist

Make a call or fill in the form

Want to speak to someone?

Call this number

(021) 4275 347

Thank you for getting in touch. Your enquiry has been successfully submitted. Our team will be in touch shortly to assist you with your insurance needs.

Thank you for trying to get in touch. There was an issue with your submission. Please double-check your information and ensure all required fields are completed. If the problem persists, please contact our main number (021) 4275 347 for assistance.

Frequently asked questions

What does builders insurance cover?

Policies are designed to cover property damage or injuries to the public as a result of your activities. Many builders’ insurance policies include employers’ liability cover – providing cover for employees, full time or part time of the business – cover can be extended to include your own personal accident insurance and protection for your tools and equipment.

How much does builders insurance cost?

Typically prices begin for sole trader builders (excluding roofing cover) at circa €550.00 *
Prices are subject to individual quotation & underwriting details and customers own trading and claims history.

What does public liability insurance for builders cover?

Public liability cover is in case someone is injured or their property gets damaged, because of your building business.

What’s typically covered by builders public liability insurance?

Claims against your business for:

Damage to someone’s property, caused by your work, injuries caused by your business activities, accidental damage or injury caused by your employees, if you have any. If you do employ anyone either formally or casually, we recommend that you consider having employers’ liability insurance too.

For example:
You damage a customer’s existing property whilst installing or building an item on site.
while working on a client’s extension you injury some one , or someone falls over your tools or equipment

Which type of workers do I need builders insurance for?

Employers’ liability insurance whilst not a legal requirement in Ireland would be important if you employ people.
If you have people working for you, including bona fide subcontractors (BFSC), labour-only subcontractors (LOSC), part-timers, or full-time staff, employers’ liability insurance could protect you from being personally liable for injury in the event of a claim

What’s typically covered by tools insurance for builders?

Loss, damage or theft of your hand tools, power tools and specialist building equipment.

For example:
someone breaks into your locked garage overnight, stealing €2,000 worth of tools and equipment

Let's put you in touch with a specialist

Make a call or fill in the form

Want to speak to someone?

Call this number

(021) 4275 347

Thank you for getting in touch. Your enquiry has been successfully submitted. Our team will be in touch shortly to assist you with your insurance needs.

Thank you for trying to get in touch. There was an issue with your submission. Please double-check your information and ensure all required fields are completed. If the problem persists, please contact our main number (021) 4275 347 for assistance.

Why Clear Insurance Ireland?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Over 40 years of experience

We have been serving the Irish business community since 1982, and we are committed to maintaining the highest standards of knowledge, ethical practice and advice.

Exceptional service

We're dedicated to providing exceptional customer service and respond proactively to the needs of our clients. We live by our tag line of ‘’do the right thing’’ for our clients, staff and insurers.