Forklift hire & material handling insurance

Join the growing numbers of forklift hire companies nationwide who trust Clear Insurance Ireland to look after their insurance requirements.
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Forklift hire insurance

We’ve partnered with forklift hire companies for many years and are widely recognised specialists in this field.

We understand your industry and how you should protect yourself and your business. Our tailored forklift hire insurance is based on our conversations with our forklift hire company clients. This is an exclusive arrangement not available to any other broker and is solely designed and administered nationwide by us. Our Cork and Kerry team are just a call away to answer any questions or issues.

Clear Insurance Ireland (formerly MBC Insurance) are a market leader in providing insurance to the forklift hire industry. Our exclusive product provides the right combination of cover and price for your unique needs. In addition, it’s backed by a level of experience and industry expertise that’s unrivalled. Our exclusive single underwriter is A-rated and can offer the full package suite of covers.

Join the growing numbers of forklift hire companies nationwide who trust Clear Insurance Ireland to look after their insurance requirements.

Manual handling & forklift insurance - cover options

Choosing insurance for your manual handling and forklift hire business is an important decision. Whether your business activities include forklift training, buying, selling, repairs, import and export, hire of forklifts or similar lifting equipment.

Key covers

  • Contingent third party motor insurance cover for forklifts hired out to customers
  • Contingent accidental damage, fire and theft cover for forklifts hired out to customers
  • Professional indemnity for forklift driver training
  • Commercial legal expenses
  • Goods-in-transit insurance

Property cover

  • Material damage – all risks
  • Fire brigade charges up to €10,000
  • Removal of stock debris
  • 50% day-one basis – on buildings and machinery only
  • Glass fixtures both internal and external are covered
  • Computer equipment including the re-instatement of data and the increased cost of working

Employers liability cover

  • Clerical employees are automatically covered
  • All other employees are covered (based upon the number of employees)
  • Property repairs are automatic
  • Cover is provided for working directors

Machinery movement cover

  • Cover up to €150,000 for any one movement
  • Higher limits available on request

Internal cover

  • Limit of indemnity €6,500,000 as standard
  • Reduced to €2,600,000 for products liability, goods sold and service indemnity
  • €250 third party property damage excess
  • Policy includes consequences of defective workmanship
  • Goods sold cover

Motor trade road risks cover

  • Comprehensive cover on all vehicles
  • Business and social use
  • Vehicles – any vehicle the property of the Insured or in his custody or control as a forklift hirer
  • Facility to include directors own cars under the MTRR and the
  • Certificate to be issued in the name of the directors
  • Liability to and of passengers
  • Drivers as submitted

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Things to consider as a forklift hire company:

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Are you paying too much for your insurance?

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Have you ever been offered an insurance product designed exclusively for your industry?

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Are you uninsured and worried about your personal assets in the event of a claim?

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Are you looking for insurance with the right combination of cover and price?

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Is your equipment covered whilst out on hire?

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Is your legal liability covered as owners of equipment whilst on hire to a customer?

Frequently asked questions

Why is forklift hire insurance important?

From the equipment you use to employees you have on site or in house, your trade comes with specific risks. Clear Insurance Ireland forklift hire insurance scheme is the one stop shop for all your property, liability and motor covers. The covers can be amended and changed to meet your own unique requirements.

What does forklift hire insurance cover?

Clear Insurance Ireland (formerly MBC Insurance) are a market leader in providing insurance to the forklift hire industry. Our exclusive product provides the right combination of cover and price for your unique needs. In addition, it’s backed by a level of experience and industry expertise that’s unrivalled. Our exclusive single underwriter is A-rated and can offer the full package suite of covers:

  • Property damage
  • Business interruption
  • Liabilities – Public liability & employers liability
  • Service indemnity / Defective workmanship
  • Goods in transit
  • Motor trade road risks cover (open drive basis)
  • Ancillary covers – Money/computers/personal accident/directors & officers/cyber & crime

How much does forklift hire insurance cost?

Depending on the chosen extent of cover under each policy, premiums start from as little as €2,500+ *Subject to underwriting acceptance and detailed submission of each client’s individual risks

What does public liability insurance for forklift hire cover?

Our policy covers both public liability, products liability and defective workmanship. We provide cover in the event of legal action including defending the clients company from scurrilous accusations being taken against the client alleging injury, loss or damage to a third party person or their property.

Why Clear?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Over 40 years of experience

Over 40 years of experience

We have been serving the Irish business community since 1982, and we are committed to maintaining the highest standards of knowledge, ethical practice and advice.

Exceptional service

Exceptional service

We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients. We live by our tag line of ‘’do the right thing’’ for our clients, staff and insurers.