Mortgage protection

What is mortgage protection?

Mortgage protection is a dedicated type of life insurance and is usually compulsory if you plan to buy your home through a mortgage provider. It ensures that your family will be relieved of the financial burden of repaying the mortgage in the event of your death.

A mortgage provider will often offer mortgage protection; however, it is advisable to shop around to see where you can get the best value for money.

The life cover amount on a mortgage protection policy, also known as decreasing term assurance, will reduce each year in line with the mortgage balance.

At Clear Insurance Ireland, we design the mortgage protection plan to suit your requirements and make it easy to engage with and understand the process.

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