Individual income protection

What is individual income protection?

Individual income protection is designed to provide an income for employees if they cannot work for a prolonged period of time due to illness or injury. Payment begins once a predetermined period called the “deferred period” has passed since the onset of the illness/injury leading to the claim. Payments can continue until age 65, depending on the scheme.

Loss of income due to illness or injury is a real concern for employees. employees perceive the income protection cover provided by their employer as being very valuable. This can be of benefit in attracting and retaining employees.

Income protection plan tailored to you

At Clear Insurance Ireland, our income protection plan, also known as death in service, to suit your requirements. Establishing a good benefits scheme brings considerable advantages to your organisation and your employees and can be arranged in a very cost-effective manner

Assist with the retention of staff

Make it easier to recruit new staff

The employer can write off the cost of providing benefits against corporation tax

We make it easy for both employers and employees to engage with and understand the benefits

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(0)1 620 2030

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Why Clear?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Over 40 years of experience

We have been serving the Irish business community since 1982, and we are committed to maintaining the highest standards of knowledge, ethical practice and advice.

Exceptional service

We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients. We live by our tag line of ‘’do the right thing’’ for our clients, staff and insurers.